Subprime Credit Car Loans | Chicago, IL
Subprime Credit Car Loans | Chicago, IL
At McGrath Acura of Downtown Chicago, we recognize that everyone's financial circumstances are unique. That's why we provide a wide range of financing options to accommodate different credit profiles so you can purchase a new or used luxury vehicle that fits your needs and lifestyle. Our team of experienced professionals is dedicated to helping you discover the ideal vehicle within your budget.
Our finance specialists collaborate with numerous local and national lenders to secure the most favorable rates for you. Visit our Acura dealership in Chicago, IL to explore the diverse loan options available to you, and contact us online or call us at
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How to Get a Vehicle With Subprime Credit?
If your credit is subprime or has a limited history, there are still financing options available to help you purchase the luxury vehicle you desire. According to the Consumer Financial Protection Bureau, a credit score below 619 is considered subprime. If your score falls below 619, you may qualify for a subprime auto loan. Contact our finance center at McGrath Acura of Downtown Chicago to determine your eligibility for a subprime auto loan based on your credit standing. Then, our representatives will walk you through the steps to achieve financing for your dream luxury vehicle.
McGrath Acura of Downtown Chicago Can Help Rebuild Your Credit
At McGrath Acura of Downtown Chicago, our experts are committed to helping you find the luxury vehicle that takes your driving experience to new heights. If you're working on rebuilding your credit, our professionals can provide the tools and assistance you need. We're always available to answer any questions and offer guidance. Some steps to improve your credit score include:
- Pay bills on time
- Keep credit cards open
- Make frequent payments
- Consider consolidating your debts
- Aim for 30 percent credit utilization or less
Why Finance at McGrath Acura of Downtown Chicago?
We provide an extensive collection of new and used vehicles at McGrath Acura of Downtown Chicago, ranging from the premium RDX sport crossover SUV to the luxurious and efficient Integra sedan. Our goal is to simplify your car-buying journey by using our knowledge, dedication, and understanding to fulfill your needs. You can easily browse our inventory to find the Acura vehicle of your choice and even get pre-approved online. When you're ready, feel free to contact our finance center by calling
Apply for a Car Loan at McGrath Acura of Downtown Chicago
Looking to drive home in a new or used Acura vehicle from McGrath Acura of Downtown Chicago? Our experienced team and easy financing process will help you find the perfect vehicle. Get started by applying for financing, and reach out to us in Chicago, IL, either online or by phone at